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Sell my car on finance

Name: Sell My Car With Finance
Brand: BigWantsYourCar.com

Looking to sell your car on finance? No problem – we’ll give you a fair offer and sort everything out with your finance company. Simple!

Enter your registration to get your free quote

Sell my financed car in 1-2-3

Enter your reg number on our website

Enter the reg number of your financed car into our valuation calculator, check your details, and attach your pictures of the vehicle (we will tell you exactly what sort of photos we want.)

Send us some images and get a guaranteed offer

Confirm the details and get a guaranteed price valuation – instantly. BWYC can place a request to settle the finance agreement when you sell you car the same day and then we’d pay off this amount with the value of the car. If the car is worth more than how much was owed in the finance agreement, then this equity will be paid back to you the same day.

We arrange convenient free collection and payment

Your money is forwarded straight to your bank account upon collection of your vehicle. See, selling a car on finance doesn’t mean you have to miss out on a great deal!

Cut out the paperwork and sell your financed car

More cars are purchased on finance than bought outright nowadays, so it’s no surprise many people want an easy way to sell their financed car. You can easily get a free valuation for your car with finance from BigWantsYourCar.com. Sell it quickly and get the cash you’re owed as soon as possible.

We don’t see the need to make selling your car with finance settled complicated. Simply put your reg number into our valuation checker and we will be in touch with your valuation.

It’s simple, quick, easy. It takes seconds to send us the details of your financed car and not much more to finish off the sale if you decide to go ahead.

Loved by our happy customers

Unbiased reviews taken from independent review website Trustpilot – the world’s most powerful review platform.

Over 2,000 customer reviews. We are rated ‘Excellent’

View all our reviews

Benefits of selling your financed car with Big

Save time

It only takes seconds to type in your vehicle’s reg number on our site to get a competitive valuation range for your car.

Free home collection

Once you’ve agreed to our car valuation, we’ll collect your vehicle at a time and place that’s convenient for you.

More money for you

We perform extensive market research to give you a fair offer based on your vehicle’s current market value.

Get paid fast

The no fuss, no faff way of getting paid. We transfer your money directly into your bank and it clears instantly.

Finance settled

Selling your car with outstanding finance? Provide us with the relevant paperwork and we’ll settle the agreement for you.

How we compare

	BigWantsYourCar.com	Market Leader	Competitor 2	Competitor 3
Guaranteed valuation
Free car pick up
Sell direct dealer
Online appraisal
Instant video appraisal
Unlike our competitors, we charge zero admin fees

Comparison data correct at the time of publication (March 2023)

The financed car conditions we buy

We know your time is precious. So, to keep things smooth sailing, we’ve got some guidelines on the car conditions we accept:

AverageGoodExcellent

Up to 3 dents, chips, or scratches that go through the paint
Up to 6 minor dents chips or scratches that don’t go through the paint
No mechanical issues or warning lights
No chips or cracks in the windscreen
Minor scuff / scratch to 4 alloy wheels
Minor interior scuffs – no rips or tears
All tyres with minimum 3mm tread

Up to 2 dents, chips or scratches that go through the paint
Up to 4 minor dents, chips or scratches that don’t go through the paint
No mechanical issues or warning lights
No chips or cracks in the windscreen
Minor scuff or scratch to 2 alloy wheels
No interior damage
All tyres with minimum 3mm tread
No aftermarket parts or modifications (e.g. no OEM wheels)

Up to 4 minor dents, chips or scratches that don’t go through the paint
No mechanical issues or warning lights
No chips or cracks in the windscreen
Minor scuff or scratch to 1 alloy wheel
No interior damage
All tyres with minimum 3mm tread
No aftermarket parts or modifications (e.g. no OEM wheels)

Wembley BigWantsYourCar.com Car Buying Site

Sell your financed car online the BIG way

Ready to sell your car without the headaches? We make it simple! Just enter your car’s registration number, snap a few quick photos, and get a guaranteed, instant valuation – all from the comfort of your living room.

Once you have your offer, there’s no pressure; it’s valid for seven days, so you can take your time to decide. When you’re all set, we’ll even come to pick up your car for free – often within just 24 hours! Or, if you’d prefer, you can drop it off one of our many centres around the country.

Easy, fast, and completely stress-free – that’s the BIG way to sell your car!

Value my car

Sell your car on finance with peace of mind

Looking for a hassle-free way to sell your car? We’ve designed a process so simple and reliable, it earned us the 2023 Digital Initiative of the Year award! Choosing us means choosing a trusted car buyer you can truly rely on.

No need for drawn-out negotiations or complicated steps. Just enter your details, send a few photos, and you’ll get a quick, guaranteed car valuation. Take your time with the offer – it’s good for seven days. When you’re ready, we’ll handle the rest, even offering free pickup right from your door.

Start today and experience award-winning service from a team you can trust!

Sell my car

Prepare to sell your financed car!

If you’re gearing up to sell your car and want a smooth, hassle-free experience, here’s what you’ll need to have on hand:

All sets of car keys, including spares
A photo ID, such as a driver’s licence or passport
Your V5 logbook/registration certificate with the current keeper’s details
Any service records or booklets you have
Proof of address (like a recent utility bill)
Last MOT date, with at least three months remaining

Got everything? Perfect! Let’s get you your money.

What is my car worth?

Get the best price for your car on finance

Looking for a fair deal? Here’s how to make sure you get the best price for your car:

Be honest about your car’s condition, including any scratches, dents, and accurate mileage (within 500 miles).
Gather any service history you have, whether it’s a stamped logbook, receipts, or digital records.
Give your car a thorough clean inside and out – it helps make a great impression during inspections!

If our inspection shows any differences from your initial description, we may adjust the offer, but don’t worry – we’ll keep you fully informed, and you’ll still have a full week to decide on the new offer.

Sell my car online

The BIG Van at BigWantsYourCar.com Dropoff Centre

Easy drop-off near you

Prefer a quick, easy way to drop off your car? We’ve got you covered with locations all over the UK. Choose from our convenient drop-off points:

Gillingham, Kent
Blue Bell Hill, Kent
West Malling, Kent
Enfield, London
Wimbledon, London
Peterborough
Cannock, Staffordshire
Leeds, Yorkshire
Norwich
Sheffield
Camberley

Wherever you are, dropping off your car is simple and stress-free. Book your spot today!

Sell your car from home with free collection

Why choose BigWantsYourCar.com to sell my car and settle finance?

You will receive a free car valuation for your financed car, with a guaranteed price. When you sell with us you also get all the help you could possibly need to make the sales process as smooth as can be. If you have left over equity after settling your car finance agreement, you’ll receive a quick bank transfer once we collect your vehicle, so you will have the money in your account in no time at all.

You will have the extra cash to spend on a cash deposit for your next car, putting you in an amazing position as a buyer. It just makes sense to sell your financed car with us.

Sell car instantly

"It was a great experience, we were very happy with the service from the BigWantsYourCar.com team."

Sally Edwards

Ford Mondeo

"BigWantsYourCar.com made selling my car so easy. They were very professional and took care of everything, and I got paid the same as the quote."

Stewart Macauley

Nissan

FAQs

Is it easy to sell my car if it is still on finance?

Of course, if you sell with BigWantsYourCar, that is. We make the entire process easy from beginning to end, so even if you have outstanding finance we can help.

Who will be buying my financed car if I use BigWantsYourCar.com?

Us! As long as your financed vehicle has under 70,000 miles on the clock and is newer than 2015, we’ll purchase vehicles of all makes, models, shapes, sizes, and physical condition.

Is selling my financed car safe?

Yes, if you sell it to us. Our process eliminates all the potential pitfalls that come with selling in the traditional way. You can have 100% confidence in our method, which means 100% peace of mind.

Can you walk me through the entire car buying process step-by-step?

It’s a very simple process!

First things first – to get an offer, we just need some details about your car and a few quick photos. Once we’ve got those, one of our agents will reach out with a guaranteed 7-day offer.

If you’re happy with the offer, just let us know within those 7 days. We’ll arrange either a free pickup or a drop-off at one of our locations – whichever is easiest for you. We’ll also send you an email with simple instructions on any documents we’ll need ahead of time.

On pickup day, our driver will give you a call when they’re on their way, do a quick final check on the car, and explain the payment process. Now for the best bit: we’ll email over a secure

Natwest payment link within 30 minutes, and the driver will make sure the money is in your account before they drive off!

If you decide to drop off your car, our team will complete a final appraisal on-site and make sure you receive payment before you leave. Easy as that!

What does the inspection process involve?

Don’t worry – we keep things simple! We’ll go through a standard checklist to make sure your car matches the details you provided. This includes a quick diagnostics check with an OBD reader and a short test drive to confirm everything’s running smoothly before we go ahead with the handover.

What payment methods do you offer?

Once you’ve confirmed the sale and we’ve completed the final appraisal, we’ll make it official! Payment goes directly to your bank account through a secure NatWest payment link.

We’ll send that link to your email right after the appraisal, so you can confirm it’s in your bank account before our driver leaves with your car.

Are there any types of vehicles you do not purchase?

Our buying preferences are always evolving, but just to give you a heads up, we’re not currently looking for commercial vehicles like taxis, vans, trucks, private hire vehicles, and pickups.

We also aren’t buying cars with a damage category status, so that means no Cat A, Cat B, Cat S, or Cat N cars.

The best way to find out if your car is for us is to complete a quick valuation, right here on our website!

I have already filled out the evaluation form, what should I do next?

Great! The next step is to send us a few photos of your car. Once we have those and everything checks out, we’ll provide a guaranteed valuation that’s valid for a full 7 days.

If you’re happy with the offer, we’ll reach out to arrange a free pickup or a convenient drop-off – whichever works best for you!

How do you determine the value of a car?

We base your car’s value on live market data, which means valuations can change daily. To lock in your best offer, send us a few photos so we can give you a guaranteed valuation that’s fixed for 7 days. This way, you have time to think things over without missing out on an unbeatable offer!

What details do you need to provide an initial valuation?

To get started, we just need your car’s registration number, mileage, and a few personal details to provide an estimated valuation. For a guaranteed offer, though, we’ll ask you to send a few photos of your car – that’s the best way to lock in your price so you can start thinking about how to spend it!

How long does inspection typically take?

Inspections are quick and easy, usually taking around 30 minutes. Sometimes it might take a tad longer, but we keep things hassle-free from start to finish – whether you’re opting for pickup or drop-off!

Are there any fees or charges I should be aware of?

Nope! Unlike others, we don’t charge any fees when you sell your car to us – it’s completely free from start to finish!

Can I sell my car here even if I don't buy a new one from you?

Absolutely! BigWantsYourCar.com is a purely online car-buying service. We’re just here to offer you a great price on your vehicle and hand over the money hassle-free.

Fill out our online valuation form to get started, and we’ll take it from there!